Shared Purpose. Mutual Values.™

Our Mission

FMT exists to provide good coverage at a fair price. We are devoted to maintaining a financially sound company that delivers honest and fair service to our policyholders, partners, and community.

What we offer

Insurance quotes for our
many products and services

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Home Insurance

For most of us, our home is the single largest investment we will ever make. Designed for owner occupied homes.

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Farm Insurance

We offer farmowners package programs designed for smaller working farms that produce significant income.

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Mobile Home

Our Mobile and Manufactured Home Insurance program provides coverage for owner occupied mobile homes.

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Church Insurance

FMT understands the importance of protecting church properties and the unique risks they present.

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About FMT

Right Protection to Keep
Moving Forward

Farmers Mutual of Tennessee has been protecting homes, farms, churches, and businesses for generations. We work closely with independent agents across the state to deliver reliable coverage built on trust and service.

  • Locally focused coverage options
  • Strong financial foundation
  • Independent agent network statewide
  • Responsive claims support
Learn More About FMT
Our Values

Our Core Values Guide
Every Decision We Make

Honesty and transparency with our policies, procedures, and behaviors. Our values, statements, and actions are consistent regardless of difficulty or condition. Taking responsibility for our actions and treating everyone with fairness and equity.
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Tennessee Residents Served

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Independent Agents

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Tennessee Counties Covered

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Years Serving Tennessee

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Our App

Get the new FMT Mobile App Today!

Our easy to use apps include many features that allow you to manage your insurance needs with ease, right from your smartphone. View and manage your billing and policy information, file a claim, pay invoices and more.

New to Insurance? No Problem.
Just Call Us! 1-800-824-9555
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Homeowners Insurance

Protection for your home and personal property with coverage options designed for owner occupied residences.

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Mobile Home Insurance

Coverage tailored specifically for mobile and manufactured homes across Tennessee.

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Farm Insurance

Comprehensive farmowner packages built to protect working farms and rural property.

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Rental Insurance

Reliable coverage options that keep you protected while renting throughout Tennessee.

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Testimonials

From our Valued Clients

Whether you’re new to insurance or need to brush up on your coverage options, we’re here to help get you in the know. It’s our mission to make insurance simple.

From our Insurance Team

Insurance Resource Blog

FMT TEAM
July 22, 2021

10 Ways We’re (Still) Here for You During COVID-19

Life insurance is, by its very nature, a deeply personal financial decision. When you rely exclusively on group coverage through work, you miss the opportunity to personalize your coverage based on your needs. Here’s why that matters.

FMT TEAM
July 22, 2021

Flexible Auto Insurance for You & Your Family

Life insurance is, by its very nature, a deeply personal financial decision. When you rely exclusively on group coverage through work, you miss the opportunity to personalize your coverage based on your needs. Here’s why that matters.

FMT TEAM
July 22, 2021

Life Insurance for Single Parents

Life insurance is, by its very nature, a deeply personal financial decision. When you rely exclusively on group coverage through work, you miss the opportunity to personalize your coverage based on your needs. Here’s why that matters.

FMT TEAM
July 22, 2021

How NOT to Drive in Winter Weather

Life insurance is, by its very nature, a deeply personal financial decision. When you rely exclusively on group coverage through work, you miss the opportunity to personalize your coverage based on your needs. Here’s why that matters.

Let our team work for you

Request a Quote

Whether you’re exploring coverage options or ready to switch, our Tennessee-based team is here to guide you.

Quick responses. Local service. Real people.